Retirement Planning

Preparing For Retirement

Who is this for?

• Age 55 to 64
• Preparing for retirement
• May have adult children
• Increased Net Worth

Priorities

• Almost done paying mortgage
• Little to no debt
• Retirement savings is top priority
• Staying on budget
• Reducing income tax
• Taking care of the “What-ifs?”
• Critical Illness
• Premature Death
• Make a will
• Consider powers of attorneys
• Making sure health insurance is adequate

In Retirement

Who is this for?

• Age 65 and over
• Increased Net Worth
• No longer working or working part time

Priorities

• Mortgage is paid off
• Little to no debt
• Review pension arrangements
• Staying on budget
• Living off savings
• Reducing income tax
• Taking care of the “What-ifs?”
• Long Term Care
• Premature Death
• Make a will
• Consider powers of attorneys
• Making sure health insurance is adequate
• Estate Planning
• Almost done paying mortgage